Petplan’s one simple plan offers more coverage than Trupanion.
Get your pricePetplan has the most comprehensive pet insurance which includes the holistic care and behavioral therapy that Trupanion charges you extra for. Our plan also covers curable medical conditions, which Trupanion doesn’t cover. Plus, we don’t charge a sign-up fee or limit enrollment based on your pet’s age.
No upper age limits
Illness waiting period
15 Days
30 Days
Enrollment fee
$0
$35
Curable exclusionary period
12 months
Undefined
Sick visit exam fees
Online vet visits
Comprehensive dental
Alternative & homeopathic therapies
Costs extra
Information last updated March 2021.
Sick visit exam fees—saving you on average $50-$250 per visit. You’ll pay more with Trupanion.
Up to $1,000 in virtual vet visits (video chat, call or text), unlike Trupanion.
Comprehensive dental illness and disease for every adult tooth, Trupanion doesn’t cover this.
Up to $1,000 in behavioral therapy and medicine. Trupanion doesn’t do that.
Petplan covers every adult tooth against accidents, injuries, illnesses and diseases, with no broad condition exclusions.
Trupanion offers limited dental coverage. Teeth outside of the canine and carnassial teeth only get limited protection.
According to American Veterinary Dental College, almost a third (20-27%) of canine patients have fractured teeth, and in cats, resorptive lesions can be as high as 68% prevalence—Trupanion’s coverage won’t protect your pets from all of these conditions.
Get your priceHolistic care is considered standard by Petplan. It’s included in every policy.
Trupanion requires an expensive rider if you want coverage for acupuncture, chiropractic, hydrotherapy, naturopathy, physical therapy and/or rehabilitative therapy.
Petplan loves pets of all ages, which is why we welcome even the most senior dogs and cats to enroll.
Trupanion will not cover pets that are age 14 or older.
Petplan covers the full sick visit—including exam fees, saving you $50-$250 per visit.
Trupanion does not cover exam fees.