Compare Petplan & Embrace pet insurance

Embrace’s pet insurance policies will leave you baffled.

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Two puppies with a thought bubble of a bone

Petplan policies are clear and transparent, unlike Embrace

We’ve always provided our pet parents and their 250,000+ pets with easy-to-understand policies and the most comprehensive coverage. Embrace, on the other hand, has confusing pet insurance policies that don’t cover much, and will leave you wanting a hug after you pay your vet bill.

Unlike Embrace, Petplan doesn’t limit your coverage


With Embrace, alternative therapies are covered for only up to 12 weeks, then the rest is coming out of your pocket.


Embrace only covers up to $1,000 in dental illnesses per year. After that, you’re on your own.


Embrace’s limited sick policy only covers illnesses that are related to the initial injury, so you pay extra for future treatments.

Why Petplan is better than Embrace

Policy Details

Age limits

6 weeks and up

8 weeks - 15 years

Enrollment fee



Curable exclusionary period

12 months



Sick visit exam fees

Online vet visits


Dental coverage


Alternative & homeopathic therapies

Up to 12 weeks

Customer Service

Live chat available

Dedicated app

Information last updated January 2021.

Dog with bandage and stethoscope

Embrace’s holistic coverage doesn’t last


Petplan’s one simple plan covers physical therapy, acupuncture, hydrotherapy and chiropractic care all at no extra charge. 


Embrace only covers alternative therapies for 12 weeks. After that, you’ll have to pay for everything out-of-pocket or stop your pet’s treatment.

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Embrace’s illness policy will make you sick


With Petplan, unexpected illnesses are covered in our one simple plan.


Embrace doesn’t cover any illness that develops from injury. For example, if your pet gets a scratch that develops an infection—you won’t be covered unless you pay extra.

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Kitten with glasses

Embrace doesn’t think pet health includes dental health

Petplan covers all of your pet’s teeth (every adult tooth—not just the canines) from accidents, illnesses, injuries and diseases, up to your annual limit.


Embrace only covers up to $1,000 in dental illnesses per year. If your pet requires costly dental surgery, you could be on the hook for an expensive vet bill.

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Embrace doesn’t care about your dog’s golden years. Petplan does.


Older dogs need a lot of care. Petplan offers comprehensive injury and illness coverage for pets of all ages, six weeks and older.


Embrace removes illness coverage from your policy when your pet turns fifteen—so If your older pet gets sick, you’re on your own.

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Cat brushing its teeth

Petplan has your back if you're hospitalized, unlike Embrace


Should you require hospitalization for 4 days or more, we’ll cover up to $1,000 of your pet’s boarding fees.


Embrace doesn’t cover boarding fees, so if you’re ever hospitalized, you’ll need to spend even more money for someone else to take care of your pet.

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Petplan is clearly the better choice for you and your pet

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