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Compare Petplan & Healthy Paws pet insurance

Two puppies with a thought bubble of a bone

Healthy Paws doesn’t come close to what Petplan offers.

Petplan's comprehensive pet insurance includes the behavioral therapy coverage that Healthy Paws charges you extra for. Our plan also covers hip dysplasia, which Healthy Paws refuses to cover at all for certain pets. Plus, we don't require a sign-up fee or limit enrollment based on your pet's age.

Petplan's one simple plan covers what Healthy Paws does not, including:


Sick visit exam fees—saving you on average $50-$250 per visit


Up to $1,000 in virtual vet visits (video, call or text)


Comprehensive dental illness and disease (Healthy Paws does not cover it at all)


Behavioral therapy and medicine

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Healthy Paws
Policy Details

No upper age limits

Illness waiting period

15 days

15 days

Enrollment fee



Curable exclusionary period

12 months



Sick visit exam fees

Online vet visits

Comprehensive periodontal disease

Alternative & homeopathic therapies

Customer Service

Live chat available

Dedicated app

Strength & Stability

Years in business

15 years

9 years

American Animal Hospital Association preferred provider

Preferred pet insurance provider to AARP members

Proud supporter of North Shore Animal League America

Information last updated June 2020.

Petplan is the industry leader for dental coverage


Petplan covers every adult tooth against accidents, injuries, illnesses and diseases with no broad condition exclusions.


Healthy Paws doesn’t cover any form of dental illness or disease and only covers accidents, such as a broken tooth.

By age three, 80% of dogs and 70% of cats show signs of periodontal disease, which will worsen if left untreated.

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Cat brushing its teeth
Dog with drawing of hip bones

Petplan offers superior hip dysplasia coverage


Petplan protects all pets after 6 months with no age limitations for any covered condition.


If you're enrolling a pet that is 6 years or older, Healthy Paws refuses to cover any hip dysplasia claims.

Healthy Paws also requires a 12-month waiting period at enrollment before the hip dysplasia coverage begins—that's twice as long as Petplan.

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Petplan offers more coverage for older pets

Unlike Healthy Paws, Petplan insures all pets 6 weeks and older with no upper age limits.


Healthy Paws limits reimbursement and deductible options at enrollment for pets as young as 4. For some pets, they’ll even drop the reimbursement to measly 50%.

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Kitten with glasses
Dog with bandage and stethoscope

Petplan covers exam fees


Petplan covers exam fees, saving you an average of $50-$250 per vet visit.


Healthy Paws does not cover exam fees.     

Every vet visit requires an exam, but not all providers will cover the attached fee.

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Our extras don’t cost extra

Petplan covers up to $1,000 per year for each of the following:

Boarding should you require hospitalization


VirtualVet visits (video chat, call or text)


With Petplan, these benefits are included at no extra charge. There is no copay or deductible and best of all, you can pick any vet in the US or Canada.


Healthy Paws does not cover these at all.

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We think there’s a clear choice...

Petplan knows every pet has unique needs, which is why we offer flexible coverage with a wide range of benefits.

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