Petplan offers the most comprehensive coverage in one simple plan. Other providers require expensive add-ons or don’t cover what we offer as standard.
Look closely at what is included and excluded in the policy.
Are there caps on payouts per incident, per year or over the pet's lifetime?
Annual deductibles typically reimburse you more during a policy year than per-incident deductibles.
Not all pet insurance providers pay on the actual veterinary bill.
It’s all about service once the policy is purchased.
Consider how much you save overall, not the cost of the pet insurance plan.
Use our pet insurance comparison chart to decide for yourself! See how Petplan stacks up against Nationwide, Trupanion and Healthy Paws below.
No upper age limits
Illness waiting period
15 days
14 days
30 days
15 days
Enrollment fee
$0
$0
$35
$25
Curable exclusionary period
12 months
Undefined
Undefined
Undefined
Sick visit exam fees
Plan dependent
Online vet visits
Comprehensive periodontal disease
Plan dependent
Alternative & homeopathic therapies
Plan dependent
Rider dependent
Live chat available
Dedicated app
Choose a brand
Michael B.
Sugar
I've had Petplan for several years now, and it has really paid for itself with my diabetic Labrador Retriever. Just a couple of weeks ago, she got sick with pancreatitis and was hospitalized for over a week. The bills were over $5,000...Petplan was very understanding and considerate during this difficult time and took care of everything easily.
Marcy S.
Molly
My Beagle mix Molly had torn both ligaments in her back legs and had to get two TPLO surgeries. So thankful for Petplan—because with the therapy, plus the surgeries, it would have cost over $12,000! I only have to pay $4,000 out of my own pocket, after all is said and done. Petplan is a true lifesaver!
Rebecca O.
Dexter
We've had Petplan insurance on my dogs since they were young pups. This year, my 11-year-old Husky had cataract surgery, costing almost $4,000. I wasn't sure if his insurance would pay off after all these years, but today I received a check from Petplan covering nearly the entire cost! I would recommend Petplan to anyone.
I've had Petplan for several years now, and it has really paid for itself with my diabetic Labrador Retriever. Just a couple of weeks ago, she got sick with pancreatitis and was hospitalized for over a week. The bills were over $5,000...Petplan was very understanding and considerate during this difficult time and took care of everything easily.
My Beagle mix Molly had torn both ligaments in her back legs and had to get two TPLO surgeries. So thankful for Petplan—because with the therapy, plus the surgeries, it would have cost over $12,000! I only have to pay $4,000 out of my own pocket, after all is said and done. Petplan is a true lifesaver!
Petplan knows every pet has unique needs, which is why we offer flexible coverage with a wide range of benefits.
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